← ChatGPT & Codex changelog

ChatGPT — September 21, 2026

A significant update brings credit score tracking to Finances for Plus and Pro users in the U.S., offering secure Experian VantageScore® 3.0 insights, monthly updates, and credit monitoring without linking bank accounts. Additionally, a new Privacy Center is rolling out to all users, providing a comprehensive hub for information on chat privacy, memory, personalization, and data use, with direct links to managing your settings. These enhancements aim to provide greater financial visibility and transparency regarding your data controls.

Added

  • Your score and report update monthly, and credit monitoring can alert you to important changes, such as a new inquiry, account, or address. Your Experian connection is separate from your bank accounts, so you can use the credit-score feature without connecting accounts through Plaid.

Changed

  • Credit scores in Finances
  • You can now track your credit score in ChatGPT. Securely connect your Experian® credit report and VantageScore® 3.0 credit score to get personalized insights into what’s affecting your score and how it relates to your finances and goals.
  • This feature is rolling out in Finances to Plus and Pro users in the U.S. on web, iOS, and Android. Some eligible users may not see it right away.
  • Learn more about Finances in ChatGPT.
  • Privacy Center in ChatGPT
  • Privacy Center is rolling out to signed-in ChatGPT Free, Go, Plus, and Pro users. It brings together information about chat privacy, memory, personalization, data use, connected apps, and account security, with links to the settings that manage them. Your privacy controls remain in ChatGPT Settings.
  • On the web, open your account menu, select Help, then select Privacy Center. On mobile, open Settings, then select Privacy Center on iOS or Privacy center on Android. Available options depend on your plan, region, and workspace settings.
  • Learn more: Privacy Center in ChatGPT